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FEMA (Foreign Exchange Management Act) applies when your business involves foreign currency transactions — receiving FDI, making overseas investments, foreign loans (ECB), or cross-border payments. Non-compliance can attract penalties up to 3x the transaction value.

FC-GPR (Foreign Currency — Gross Provisional Return) must be filed within 30 days of issuing shares to a foreign investor. It reports the FDI received by your company. Delay attracts compounding penalties from RBI.

Any entity that wants to act as an Insurance Broker — advising clients on insurance products and earning commission — must register with IRDAI as a Direct, Composite, or Reinsurance broker. Operating without registration is illegal.

An AIF (Alternative Investment Fund) is a privately pooled investment vehicle registered with SEBI. It can be Category I (social ventures, infrastructure), Category II (PE/debt funds), or Category III (hedge funds). Minimum corpus is ₹20 crore. We handle the complete setup.

AIFs must file quarterly reports with SEBI, maintain KYC records, submit audited financials, comply with investment conditions, and report material changes. We manage the entire compliance calendar for your fund.

Late FEMA filings attract compounding charges from RBI. The penalty can be as high as 3x the transaction value. However, RBI has a compounding mechanism where you can regularise past defaults by paying a penalty — we handle this too.

IRDAI broker registration typically takes 3–6 months depending on the category applied for and completeness of documentation. We prepare the application, handle queries, and track approval with IRDAI on your behalf.

Most FDI under automatic route does not need prior RBI approval — you just file FC-GPR post-investment. However, certain sectors require government/FIPB approval first. We assess your sector and advise on the applicable route.